Earthquake Coverage - FREE

FREE earthquake protection included with every Standard Casualty mobile home policy. Save hundreds compared to purchasing separate earthquake insurance.

$0 Extra Premium

While earthquake insurance typically costs $500-1,500+ annually, our earthquake coverage is completely FREE with your mobile home policy.

What's Covered by Our Earthquake Protection

Our comprehensive earthquake coverage protects your mobile home and belongings from all types of seismic activity, from minor tremors to major earthquakes, at no additional cost to you.

Structural Damage

Complete coverage for earthquake damage to your mobile home structure, foundation, and tie-downs.

Personal Property

Protection for your personal belongings damaged by earthquake shaking, including furniture and electronics.

Additional Living Expenses

Temporary housing and living costs while your mobile home is being repaired after earthquake damage.

Debris Removal

Coverage for cleanup and debris removal costs after earthquake damage to restore your property.

Save Hundreds with FREE Earthquake Coverage

See how much you save compared to purchasing separate earthquake insurance through other providers.

California Earthquake Authority

$500-$2,000+

per year

• High deductibles (10-25%)
• Limited coverage options
• Separate policy required

Private Earthquake Insurance

$400-$1,500+

per year

• Additional policy needed
• Waiting periods apply
• Complex underwriting

Standard Casualty

per year

✓ Included with every policy
✓ No waiting period
✓ Comprehensive protection

Why Earthquake Coverage is Essential

Earthquakes can happen anywhere in the United States, and mobile homes are particularly vulnerable to seismic activity.

All States at Risk

Earthquakes can occur in all 50 states, not just California

Mobile Home Vulnerability

Mobile homes are more susceptible to earthquake damage than traditional homes

Expensive Repairs

Earthquake damage repairs can cost tens of thousands of dollars

Not Covered Elsewhere

Standard homeowner's policies exclude earthquake damage

Earthquake Risk Across America

While California is known for earthquakes, seismic activity occurs throughout the United States. The New Madrid Seismic Zone affects the Midwest, the Charleston area impacts the Southeast, and the Wasatch Fault Zone affects the Mountain West.

West Coast

California, Oregon, Washington - San Andreas Fault, Cascadia Subduction Zone

Central US

Missouri, Arkansas, Tennessee, Kentucky - New Madrid Seismic Zone

Southeast

South Carolina, Georgia - Charleston Seismic Zone

Mountain West

Utah, Idaho, Nevada - Wasatch Fault Zone, Basin and Range

Earthquake Claims Process

If earthquake damage occurs, our experienced claims team understands the unique challenges of seismic damage to mobile homes and will help you through every step of the process.

Report Immediately

Call 1-800-522-0146 as soon as it's safe to report earthquake damage.

Document Everything

Take photos of all damage and keep receipts for emergency repairs and temporary housing.

Expert Assessment

Our earthquake damage specialists will assess your claim and guide you through the process.

24/7 Claims Reporting

1-800-522-0146

Earthquake damage claims available anytime

Don't Risk Going Without Earthquake Protection

Get comprehensive earthquake coverage at no extra cost with Standard Casualty mobile home insurance. Save hundreds compared to separate earthquake policies.

Get Free Quote with Earthquake Coverage View All Coverage Options