Medical Payments Coverage

No-fault medical expense coverage for guests injured on your mobile home property. Immediate medical bill payment regardless of who's at fault - protecting both you and your visitors.

Up to $5,000 per Person
Immediate medical expense coverage that pays quickly and helps prevent larger liability claims down the road.

No-Fault Medical Expense Protection

Medical Payments coverage provides immediate payment for medical expenses when someone is injured on your mobile home property - regardless of fault. This goodwill coverage helps maintain relationships and can prevent larger liability claims.

Emergency Room Visits

Immediate coverage for emergency room visits, urgent care, and emergency medical treatment for injured guests.

Doctor Visits & Treatment

Follow-up doctor visits, specialist consultations, and ongoing medical treatment related to the injury.

Prescription Medications

Prescription medications, medical supplies, and equipment needed for treatment and recovery.

Ambulance Services

Emergency ambulance transportation to the hospital or medical facility for treatment.

Medical Care

Common Medical Payment Scenarios

See how Medical Payments coverage protects both you and your guests in common injury situations around mobile home properties.

Slip & Fall Injuries

Guest slips on wet deck steps and sprains ankle. Medical Payments covers ER visit, X-rays, and follow-up treatment.

Typical Cost: $1,500-3,000

Cuts & Lacerations

Visitor cuts hand on broken glass or sharp edge. Coverage includes ER visit, stitches, and wound care supplies.

Typical Cost: $800-2,000

Bone Fractures

Child falls from deck and breaks wrist. Medical Payments covers ER, X-rays, casting, and orthopedic follow-up.

Typical Cost: $2,500-5,000

Burns

Guest burned by hot grill or fire pit. Coverage includes burn treatment, medications, and follow-up care.

Typical Cost: $1,000-4,000

Pet-Related Injuries

Dog bite or pet-related fall injury. Medical Payments covers immediate treatment and wound care.

Typical Cost: $1,200-3,500

Eye Injuries

Foreign object in eye or impact injury. Coverage includes emergency eye care and specialist treatment.

Typical Cost: $500-2,500

Why Medical Payments Coverage Matters

This goodwill coverage protects relationships and can prevent small injuries from becoming large liability claims.

Preserve Relationships

Show goodwill by immediately covering medical expenses for injured guests, maintaining friendly relationships with neighbors and visitors.

Quick Payment

Immediate payment without lengthy investigations or fault determinations. Bills are paid quickly so injured parties get the care they need.

Prevent Larger Claims

By covering medical expenses immediately, you often prevent injured parties from pursuing larger liability claims against you.

Coverage Amounts Available

Choose the Medical Payments coverage limit that fits your needs and provides adequate protection for guest injuries.

Basic Coverage
$1,000
per person/per incident
• Covers basic medical expenses
• Emergency room visits
• Minor injury treatment
Recommended
Standard Coverage
$5,000
per person/per incident
• Covers most injury types
• ER visits + follow-up care
• Prescription medications
Maximum Coverage
$10,000
per person/per incident
• Comprehensive protection
• Major injury coverage
• Extended treatment costs
Mobile Home Community

Mobile Home Community Considerations

Mobile home communities often have frequent neighbor visits and community activities, making Medical Payments coverage especially valuable for maintaining good relationships.

Covers neighbors and community visitors
Deck, porch, and stair-related injuries
Community event and gathering injuries
Maintenance worker and service provider coverage

Simple Medical Payment Claims

When someone is injured on your property, our streamlined process ensures quick payment of medical expenses.

1

Report Injury

Call us immediately when someone is injured on your property. Get the injured person the medical attention they need.

2

Collect Information

Gather the injured person's information and details about what happened. No fault investigation needed.

3

Submit Bills

Injured party submits medical bills and receipts to us for direct payment or reimbursement.

4

Quick Payment

We pay medical bills quickly up to your coverage limit - no lengthy investigations or fault determinations.

Protect Your Guests and Your Relationships

Medical Payments coverage shows goodwill and protects both you and your visitors. Small medical expenses paid immediately can prevent larger liability claims later.

Get Coverage Today Call 1-800-522-0146

Up to $10K coverage • No-fault payment • Quick claim processing • Mobile home specialists since 1961