Flood Coverage - FREE

Comprehensive flood protection included with every Standard Casualty mobile home policy at no extra cost. Save hundreds compared to separate flood insurance policies.

$0 Extra Premium
While FEMA flood insurance costs $400-2,000+ annually, our flood coverage is completely FREE with your mobile home policy.

What's Covered by Our Flood Protection

Our comprehensive flood coverage protects your mobile home and belongings from all types of flooding, from heavy rains to storm surge, at no additional cost to you.

Mobile Home Structure

Complete protection for your mobile home structure from flood damage, including foundation, walls, roof, and built-in appliances.

Personal Property

Coverage for your personal belongings damaged by flood water, including furniture, electronics, clothing, and appliances.

Additional Living Expenses

Temporary housing and living costs while your mobile home is being repaired or replaced due to flood damage.

Debris Removal

Coverage for cleanup and debris removal costs after flood damage to help get your property back to normal.

Flood Protection

Save Hundreds with FREE Flood Coverage

See how much you save compared to purchasing separate flood insurance through FEMA or private insurers.

FEMA Flood Insurance
$400-$2,000+
per year
• Separate policy required
• 30-day waiting period
• Limited coverage options
Private Flood Insurance
$500-$3,000+
per year
• Additional policy needed
• Complex application process
• High deductibles
Standard Casualty
$0
per year
✓ Included with every policy
✓ Immediate coverage
✓ Comprehensive protection

All Types of Flooding Covered

Our flood coverage protects against all sources of flood damage that can affect mobile homes.

Heavy Rainfall

Flash floods from intense storms and prolonged rainfall

River Overflow

Flooding from rivers, creeks, and streams overflowing their banks

Storm Surge

Coastal flooding from hurricanes and tropical storms

Snow Melt

Rapid snowmelt combined with rainfall causing flooding

Claims Process

Easy Flood Claims Process

When flood damage occurs, our experienced claims team is ready to help 24/7. Our mobile home specialists understand the unique challenges of flood damage to manufactured homes.

1

Report Your Claim

Call 1-800-522-0146 anytime, 24/7, to report your flood damage claim immediately.

2

Assessment & Inspection

Our mobile home specialist adjuster will inspect the damage and assess your claim quickly.

3

Fast Payment

Receive your claim payment quickly so you can start repairs and get back to normal.

24/7 Claims Reporting
1-800-522-0146
Flood damage doesn't wait for business hours – neither do we.

Don't Risk Going Without Flood Protection

Get comprehensive flood coverage at no extra cost with Standard Casualty mobile home insurance. Save hundreds compared to separate flood policies.

Get Free Quote with Flood Coverage View All Coverage Options